Card issuing
Use Checkout.com's Issuing solution to build out a card program and issue cards to your customers.
Once you've completed the card program setup, in which Checkout.com configures your card products, you'll typically follow this process:
- Create and submit a design for your card. This step is mandatory if you are issuing physical cards, or virtual cards that are exposed to your cardholders through a UI. If you are issuing physical cards, you'll also select a method to ship cards.
- Fund your issuing balance. Your cardholders' transactions will access funds from this balance.
- Create a cardholder and issue them with a card.
- Enroll the card in 3D Secure, for an additional security layer when your cardholders make online payments. This step is mandatory if you've issued the card within the European Economic Area (EEA) or the UK, or if the card can be used for online payments within the EEA or the UK.
- Set card spending controls to manage your budget. You can control how much your cardholders can spend, how often they can spend that amount, and which types of businesses they can use the card at.
- Set up the authorization relay service, for control over whether to accept or decline your cardholders' incoming authorization requests.
- Set up your webhook receiver to be notified when certain transaction events are triggered. For example, if an authorization is approved, or a reversal is declined.
- Simulate transaction flows in the sandbox environment to ensure your integration is working as expected.
- Access issuing reports to reconcile your cardholder's authorizations.
If you have a mobile app, you can also integrate our Android SDK or iOS SDK. With the SDKs, your cardholders can use your app to: