SEPA Direct Debit Core
Information
SEPA Direct Debit is also available through Flow. Flow enables you to accept payments on your website using Checkout.com's global network of payment methods with a single integration.
SEPA Direct Debit (SDD) is a direct debit system that enables you to collect payments from accounts in countries within the Single Euro Payments Area (SEPA).
SDD Core is a scheme designed specifically for consumers. It can be used for one-off transactions and recurring payments.
As part of the scheme, participating banks must charge the same fees for cross-border SDD core payments as they do for direct debit payments processed within their own country.
Information
To enable SDD Core payments on your account, contact your Account Manager or [email protected].
Model | Collecting |
|---|---|
Payment flow | Direct debit |
Payment method type | Online banking |
Authorization | |
Auto capture | |
Manual capture | |
Refund | |
Partial refund | |
Return/rejection | |
Chargeback | |
Recurring payment |
During an SDD Core payment's lifecycle, you may receive the following webhooks:
| Webhook | Description |
|---|---|
| The bank accepted the payment request. |
| The bank declined the payment request due to a technical or fraud-related issue. |
| There was a failure after an initial success scenario. Money will be moved out the merchant's account. There are three types of returns:
|
| The bank successfully received confirmation from the SEPA network and the funds have been transferred. |
| The bank successfully received confirmation from the SEPA network and the funds have been transferred. |
| The bank declined the payment request due to a technical or fraud-related issue. |